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Protection & Insurance

Life, critical illness and income protection, so the mortgage gets paid whatever happens.

How we help

Life, critical illness and income protection, so the mortgage gets paid whatever happens. We look at your whole situation first, then search across more than ninety lenders to find the one most likely to approve you on the best terms.

Common situations

Life insurance

Level or decreasing cover to match your mortgage.

Critical illness

A lump sum if you're diagnosed with a serious illness.

Income protection

A monthly income if you can't work.

What it costs

Our initial call is free. If you go ahead, we charge a fixed broker fee of £495, payable on application, and lenders pay us a commission. You'll see every fee in writing before you commit.

What you'll need

  • Photo ID and proof of address
  • Three months of payslips, or two years' accounts if self-employed
  • Three months of bank statements
  • Details of any existing mortgages and debts
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Two banks turned us down because I'm self-employed. Daniel found a lender in a week, explained everything in plain English and kept our purchase on track. I can't recommend him enough.

Self-employed first-time buyer, Bristol · Google review (sample)
★★★★★
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