Real client situations, shared with permission and details changed for privacy.
A nurse on a single income was told by her bank she could borrow £165,000. We found a lender who would lend £212,000 on the same income.
A landlord won a three-bed terrace at auction with 28 days to complete. We arranged a bridge, then refinanced to buy-to-let after the refurb.
A landlord with eight mortgages across five lenders was consolidated into one limited company portfolio, saving £640 a month.