Whole-of-market · FCA regulatedMon–Fri 8:30am–6pm, evenings by appointment0117 496 0780
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Mortgages · Buy-to-let · Bridging · Protection

Mortgage advice, without the runaround.

Independent, whole-of-market advice for homebuyers, landlords and investors. One adviser from first call to completion, and a straight answer on what's possible.

Book a free callOur services
90+lenders compared£410marranged since 20124.9★from 286 reviews

See what it might cost

An illustration, not an offer. We'll give you real rates on a call.

£100k£325,000£1m
5%15%50%
5 yrs30 years40 yrs
2%4.40%9%
Estimated monthly paymentBorrowing £276,250
£1,383

Illustration only. Your home may be repossessed if you do not keep up repayments on your mortgage.

Why use a broker

The right lender is rarely the obvious one.

Banks can only offer you their own products. We compare more than ninety lenders, including specialists who never advertise, and match you to the one most likely to say yes.

That matters most when things aren't straightforward: self-employed income, a small deposit, a property that needs work, or a purchase that needs to happen fast.

About Harrow & Lane
What we arrange

Services

01

Residential Mortgages

First homes, moving home and remortgaging, searched across the whole market.

Find out more
02

Buy-to-Let & Portfolio

Single lets, HMOs, limited company and portfolio finance for landlords.

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03

Bridging Finance

Short-term finance when timing matters: auctions, chain breaks and refurbishments.

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04

Protection & Insurance

Life, critical illness and income protection, so the mortgage gets paid whatever happens.

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How it works

Straightforward from first call to keys

01

A free call

Twenty minutes to understand what you need and whether we can help. No obligation.

02

We search

We compare lenders across the whole market, including ones you can't go to directly.

03

We apply

We package the application, chase the lender and talk to your solicitor.

04

You complete

We stay with you to completion, then remind you before your deal ends.

Case studies

Complex situations, resolved.

All case studies
First-time buyer

A first home at 24, on a 5% deposit

A nurse on a single income was told by her bank she could borrow £165,000. We found a lender who would lend £212,000 on the same income.

£212k
95% LTV
Bridging

An auction purchase completed in 21 days

A landlord won a three-bed terrace at auction with 28 days to complete. We arranged a bridge, then refinanced to buy-to-let after the refurb.

21 days
£185k bridge
Portfolio

Eight rentals moved to one lender

A landlord with eight mortgages across five lenders was consolidated into one limited company portfolio, saving £640 a month.

£640/m
saved
“

Two banks turned us down because I'm self-employed. Daniel found a lender in a week, explained everything in plain English and kept our purchase on track. I can't recommend him enough.

Self-employed first-time buyer, Bristol · Google review (sample)
★★★★★
Guides

Plain-English guides

Fixed or tracker? Making sense of your options

Mortgages · 6 min read
Bridging

How bridging finance can win you the property

Buy-to-let

Buying through a limited company: what landlords should know

All guides

Browse every guide →

Book a free call

Twenty minutes could save you thousands.

Tell us what you're trying to do and we'll tell you honestly what's possible, what it'll cost and how long it'll take.

0117 496 0780

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